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Dental Patient Financing

Your dentist's biggest concern is your dental health. Teeth are a priceless possession. Maintaining them should never have to take a back seat to details like dental costs or insurance coverage.

Your dentist's patient financing policy is probably pretty basic: somehow, they'll find a way that lets them perform the work you need now, rather than put it off for money reasons. Simply put, they're there to help.

As a patient, you should receive a proposed treatment plan that's right for you. You should also receive a complete description of what's needed and a dental fees estimate - so you know what, when, and how much - right from the start.

If you're covered by dental insurance, your dentist's staff will work to obtain the maximum benefit your plan allows. They may even elect to spread your treatment over two "insurance years" to expand your coverage. Every plan and patient, of course, is different.

If you're not covered by insurance your dentist can still find a way to get you the dental work you need done. Credit cards, a dental loan, and monthly payments are all dental financing options you can explore in tailoring a program that fits your dental needs.

Your dentist realizes that dental costs will always play a part in the decisions you make together. But cost alone should never prevent you from seeking the dentistry you need early on, before the problem gets worse - and more expensive.

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Medical and Dental Care Emergencies

The primary purpose of a patient visit to the dental office is to allow their doctor and/or dental auxiliary to perform a dental treatment that will aid in the improvement of their overall oral health. The primary goal of the doctor is to perform this treatment as effectively and as safely as possible. Patients give little thought to the possibility that some unforeseen medical emergency might arise in the period of time during which they are in the dental office.

Many of the things done by the doctor and staff prior to, and during, the dental treatment are done to minimize the risk of a medical emergency. For example, the medical history questionnaire, recording of blood pressure, and discussion of a patient's health history help to determine what potential risks might be present and enables the doctor to modify the planned dental treatment to minimize the potential risks. In many instances, the use of conscious sedation will be indicated as a means of decreasing stress associated with dental care. This is especially important in persons with cardiovascular diseases (such as high blood pressure or angina) who might be somewhat fearful of visiting the dentist. The use of effective drugs for pain control (such as local anesthetics) is yet another means of minimizing the risk of medical emergencies developing during treatment.

In the unlikely event that a medical emergency does occur while a patient is in the dental office, one should know that (it is highly likely) the doctor has received training in the management of medical emergencies that develop frequently.

Amongst the more commonly observed medical emergencies in dental offices are fainting, seizures, acute asthmatic attacks, allergy, and chest pain (angina).

Virtually all of these emergencies occur as a result of fear and anxiety. Therefore, it becomes very important for the patient to advise their doctor if they are apprehensive about their dental treatment. Steps usually can be taken which will prevent these situations from occurring.

Additionally, in many states it is mandatory for all dentists to be certified in basic life support (CPR) on a regular basis. In many dental offices, additional staff personnel are also trained in this very important technique.

Dental offices maintain an emergency supply of oxygen, as well as commonly used emergency equipment and drugs.

And finally, most dental offices are located in close proximity to their community's Emergency Medical Services (EMS) system (9-1-1). A telephone call activating this system will provide well-trained life-saving medical assistance within a few minutes.

By Stanley F. Malamed, DDS