Individual Dental Insurance Plans - Near You in Palatine, IL

Dental Costs

Most everyone is feeling the economic pinch in some way or another. We can't pretend the picture is particularly rosy.

On the other hand, we've all heard the term "false economy." In difficult financial times, some people put off the dental care they need and wait for things to "get better." When it comes to dentistry, that's false economy.

We know budgets go through ups and downs. We also believe that catching small dental problems before they grow will, in the long run, save dental costs. A lot of expensive damage can happen over time.

Say you miss a regular cleaning. You're inviting gum problems like gingivitis, which multiply painlessly, to set in. Old fillings can crack or leak - decay may invade the tooth beneath the filling. Inattention to broken restorations eventually means a crown, certainly the more costly alternative to early repair.

Don't put off dentistry. Don't sacrifice your family's health for economy's sake. When it comes to your mouth, in most cases, a small problem only gets bigger - and more expensive. Preventive care is money in the bank.

Your dentist would like you to share your concerns with his or her financial coordinator. They'll do their part by helping you keep healthy with dental financing. For patients who qualify, they probably can arrange a personal dental loan plan for your care. They're there with options. And they believe good dentistry is good economy.

+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.

Dental Fees

Imagine this: a homeowner, to save a few dollars, decides the roof shouldn't be repaired, the broken windows replaced, the leaky pipes fixed. Think that's the best way to protect such a valuable asset? Of course not.

Yet many people put off caring for the most important asset they have - their health - because of economic reasons. Penny wise and pound foolish, wouldn't you agree?

When it comes to payment for treatment, your dentist's office is committed to helping you comfortably manage your treatment and dental costs through a variety of options.

Their first concern is - always - the state of your oral health. They start by evaluating your current and future needs, and then creating an individualized treatment plan. You may be given a detailed description of their recommendations, plus an estimate of the dental fees that may be incurred.

If you're covered by dental insurance, they will map a plan to achieve the most benefits possible from your carrier. For instance, they may plan to have treatment spread over two "insurance years" to take full advantage of your available benefit dollars.

While you are always responsible for your total obligation (even if insurance benefits result in less coverage than anticipated), your dental office is available to work on an individual basis to develop a dental financing program that makes sense.

Remember that your adult teeth are the last natural set you will ever have. Economics should not stand in the way of preserving and protecting them.

+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.