Medical And Dental Insurance - Near You in Kansas City, MO

Scheduling and Planning for Dental Financing

Long-term dentistry always works best with a plan. So as each New Year begins, some dentists sit down with their patients and organize dental health care - in phases - for the coming year.

In the spirit of prevention, one patient might be scheduled for cleanings and periodic examinations to watch closely for developing problems, and catch them before they grow. Another patient may call for complex restoration and will visit more often; in this case, the dentist will propose treatment step by step, over time.

Prearranged care makes sense. You know what to expect from the practice, and can plan your time and dental costs accordingly. By phasing treatment, your dental fees are minimized and, in the end, you still arrive at the same finished product - a healthier you. Moreover, you'll rest assured, knowing you're getting the care you need. Because postponed dentistry inevitably means more dentistry.

For with dental insurance, tight guidelines are in place for pre-determination of coverage, submitting claims, and timely reimbursement. As treatment is planned for the year, you must monitor your benefits "bank" through the months, to be sure you're making the most out of your coverage. When year-end approaches, treatment may accelerate to take advantage of any remaining dental financing benefits before the next New Year, and a new deductible.

Everyone is different: different needs, comfort level, and financial situation. So most dentists are flexible. Insured or not, patients deserve choices. Your dentist is willing to work with you and arrive at a schedule that suits you, a schedule you'll both respect.

+Jim Du Molin is a leading Internet search expert helping individuals and families connect with the right dentist in their area. Visit his author page.

Dental Care For Seniors: Frequently Asked Questions

Seniors are the fastest-growing age group in the U.S., in part because medical advances and preventive care are extending life and the quality of it. As the baby boomer generation ages, the senior population is swelling, along with their interest in maintaining healthy bodies and lifestyles. Good oral health is important to overall health and seniors must stay on top of their dental care. It is now possible to keep natural teeth and good dental hygiene plays a vital role in keeping that smile.

Dental Decay and Gum Disease

Talk to your dentist about the proper care of your teeth. Brushing twice a day and flossing regularly are the most important steps you can take to keep your teeth and gums healthy and maintain that smile. If age is causing your gums to recede, clean your teeth thoroughly, but be careful not to irritate or tear the gums. A receding gum line may also expose sensitive portions of teeth; careful brushing is important, as are toothpastes that offer sensitivity protection. If you have difficulty using a toothbrush or floss because arthritis or a stroke has impaired your agility, ask your dentist to recommend commercial products that will make the tasks easier. Bleeding or sensitive gums, constant bad breath, receding gums, and loose teeth are all symptoms of gum disease, which can hasten tooth loss. If you spot these symptoms, talk with your dentist about them before they cause pain and deterioration.

Watch Your Mouth!

After a lifetime of chewing and biting, many seniors have dentures, bridges, crowns, and, of course, their fair share of fillings. Over time, even the best dental hardware can wear out. If you feel changes in your mouth, particularly when you are eating, brushing, or flossing, bring them to your dentist's attention. You may take medications or have a medical condition that results in dry mouth. Saliva production is important to good oral health: it keeps the mouth moist, washes away food particles, and protects against decay from plaque. Enlist the help of your dentist, and ask about artificial saliva products so that you don't have to worry about giving a big smile.

Maintaining Your Dental Investment

Don't stop caring for your teeth and mouth at this stage of the game! Keeping your teeth healthy means greater comfort and enjoyment as you eat, laugh, and speak. Good preventive care will give you something to really smile about!

Brian J. Gray, DDS, MAGD, FICO